Landlord home emergency insurance - what is covered?
What is a landlord home emergency policy and why is it important?
It's no secret to landlords that there are a lot of rules and regulations to abide by to ensure your property is up to legal standards. This means that all landlords must do what all great landlords already do: make sure they have a plan if something goes wrong.
Most homeowners own contents insurance so we often find landlords and homeowners asking why a home emergency is necessary.
What's covered?
Well, to put it simply, content insurance will cover you for damage caused by flooding, but it won’t cover the cost of coming out to put a stop to the leak as soon as it has sprung.
Home emergency policies are designed to ensure any emergency is resolved as quickly as possible.
Ensuring you are protected from plumbing, drainage or boiler issues is the key to a landlord and tenants’ peace of mind. Not only this, but we know from experience that when things go wrong, they can end up becoming costly for landlords.
Whether it's burst pipes and leaks, plumbing and drainage, gas and electrical supplies, pest control or boiler cover, a home emergency policy saves you time, money, and stress – ensuring you can provide your tenants with the reassurance that no matter the emergency you have it covered.
Big Warranties provides home emergency cover landlords and their tenants can trust with the following benefits.
- 24-hour emergency claims
- Claim multiple times
- Parts, labour call out included
- £5,000 Cover
- No Admin or Call Out Fees
- Electrical, Water, Plumbing & Drainage
- Pest Control and Home Security
- Boiler cover available with annual service
Most insurers will now offer home emergency packages to landlords, this means that your mandatory boiler service can be included in a policy price, which is one less thing for you to worry about. We can take down the date of your previous service and schedule one in with our gas engineer 12 months from that date.
If you're interested in understanding more about Landlord Home Emergency cover, give our advisors a call on 0333 733 0733 or grab a free quote here.