Navigating home emergencies

5 min read
Published on
February 26, 2025
Image shows hands protecting a wooden house
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The importance of being covered

A home emergency can strike at any moment, leaving homeowners stressed, inconvenienced, and often facing costly repairs. From boiler breakdowns in the middle of winter to sudden plumbing leaks or electrical failures, these unexpected issues can disrupt daily life and create financial burdens. That’s why having the right home emergency cover is essential for peace of mind and swift resolution when disaster strikes.

Common home emergencies and their impact

Home emergencies come in many forms, each with its own set of challenges and potential costs. Some of the most common include:

  • Boiler breakdowns - Losing heating and hot water can be particularly distressing during the colder months, making boiler issues one of the most urgent home emergencies.
  • Plumbing issues - Burst pipes, leaks, or blocked drains can lead to extensive water damage and costly repairs if not addressed quickly.
  • Electrical failures - A power outage or faulty wiring can pose serious safety risks, leaving your home without electricity and potentially increasing the risk of fires.
  • Roof damage - Storms and strong winds can cause significant damage to your roof, leading to leaks and structural concerns.
  • Pest infestations - Unexpected infestations from rodents, wasps, or other pests can disrupt your home environment and require professional intervention.

The true cost of home emergencies

Without home emergency cover, dealing with these issues can become a financial burden. Emergency call-out fees, labour costs, and parts can add up quickly, with some repairs costing hundreds - or even thousands - of pounds. Beyond financial costs, the stress and inconvenience of finding a reliable tradesperson at short notice can be overwhelming.

Why home emergency cover matters

With BIG Warranties' Home Emergency & Boiler Cover, you can rest easy knowing you’re protected when the unexpected happens. Our cover includes:

  • 24-hour emergency helpline - Reach out to us anytime, day or night, on our 24/7 claims line. We're ready to support you whenever an emergency strikes.
  • Multiple claims - Unlike some policies that limit you to one claim per year, we provide coverage for up to 3 claims annually.
  • Access to one of the UK's largest engineer networks - Ensuring prompt service and expert repairs when needed.
  • £250 towards overnight hotel stays - If your home becomes uninhabitable during an emergency, we’ll contribute up to £250 for temporary accommodation.
  • Boiler repair or replacement scheme worth up to £500 - Helping to cover the cost of essential boiler repairs or replacements.
  • Parts and labour included - You’re covered for call-outs, parts, and labour, ensuring no unexpected repair costs.

Stay protected with BIG Warranties

At BIG Warranties, we offer extensive home emergency cover designed to give you total peace of mind. Our policies provide fast and reliable assistance when you need it most, ensuring minimal disruption to your home and daily life.

Don’t wait for an emergency to happen - be prepared. Explore our home emergency insurance options today and ensure you’re covered for life’s unexpected moments.

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We provide a great range of home appliance insurance policies and warranties for landlords and homeowners across the UK, covering ovens, fridges, washing machines, freezers, dishwashers and more. Plus affordable landlord and homeowner home emergency insurance covering boilers, plumbing and drainage and even more.
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