Most landlord insurance will cover the building not the contents of the property. When your boiler breaks down it will not be covered in landlord insurance.

However, our comprehensive landlord boiler cover provides assistance for boiler breakdown.

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Landlord boiler cover is a policy specifically designed for landlords that wish to cover boiler breakdowns in their properties.

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Boiler breakdown cover includes gas boiler, central heating, electrical supply, gas supply, and water supply. Alternatively, you could upgrade to a Home Emergency and Boiler cover which will include additional benefits such as plumbing and drainage and overnight accommodation.

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Landlord boiler cover is not a legal requirement. However, landlords are legally responsible for making sure their tenants are consistently provided with heating and hot water. Many landlords will take out boiler cover to ensure they are covered for any unexpected expenses.

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According to The Landlord and Tenant Act 1985 you are expected to keep all installations that supply water, gas, and electricity in good working order. So, therefore, the landlord is responsible for servicing a rental property's boiler and having a valid CP12 certificate.

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Landlord boiler cover isn’t a legal requirement, however, in the event of boiler breakdowns or unexpected callouts you may be left with expensive fees. Therefore many opt for landlord boiler cover in case of any unexpected costs.

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According to section 11 of the Landlord Tenant Act 1985, the landlord is required to carry out a boiler replacement as quickly and in a ‘reasonable time’.

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